Cradle to Credit

Money Lessons from Birth to 18 Years

Cradle to Credit

Money Lessons from Birth to 18 Years

Cradle to Credit challenges the conventional wisdom that financial education starts when kids get their first debit card. Through an innovative year-by-year concept, Sharon Soliday gives you a roadmap of what financial topics to talk about with kids at each age, developmentally appropriate language to get you started, and mastery activities to solidify each topic you teach.

Beyond telling kids to save money, young people need a firm grip on personal finance if they are going to move away and lead independent, successful lives without the help of mom and dad in the future. The book explores the power of topics such as imaginary play, wants and needs, budgeting, compound interest, credit reports, investing, and financial considerations before you move in with a partner.

This book is ideal for parents and other adults who don’t know where to begin and perhaps even feel shame about their own financial knowledge gaps. Financial education is a lifelong endeavor, and it’s never too early (or too late) to get started.

What Readers Are Saying

How beneficial it is to start using this book early!

We are already using the concepts in this book with our 13-month old grandson! Excellent explanations along with suggestions and ideas on HOW to use the concepts with the little ones...this will be a great baby shower gift for friends and family having babies and grandbabies! - Julie J.
The book I never knew we needed- but so grateful to have found!

As an entrepreneur and mother I found myself soaking up all information in a way that makes conversations and concepts so clear. Not only does this book help my child, but it personally helps me, the parent, navigate what should seriously be an integral part of raising a child and preparing them for adulthood. If you’re looking for an easy to follow guide to be your child’s financial advisor for their first 18 years by teaching them “how to fish”, I highly recommend purchasing this book & sharing with others. - Christy B.